SoFi is a new kind of finance company taking a radical approach to lending and wealth management. SoFi student loan refinancing and personal loans features products and tools and faster service. SoFi helps members get ahead and find success. Whether they’re looking to buy a home, save money on refinancing student loans, ascend in their careers, or invest in the future, the SoFi community works to empower members to accomplish their goals and achieve financial greatness.
SoFi Student Loan Refinancing & Personal Loans
SoFi started with the idea that there should be a faster way to pay off your student loans. Now SoFi feautres a variety of financial products designed to help you get ahead financially and enjoy financial freedom. SoFi student loan refinancing and personal loans include financial products such as refinancing student loans, mortgages, mortgage refinancing, a variety of personal loans, parent loans, wealth management, and term life insurance.
SoFi takes a unique approach to lending, offering lower interest rates and big savings. SoFi student loan refinancing and personal loans is completely digital, and doing business online allows SoFi to keep expenses down. SoFi then passes the savings onto their members. Since SoFi doesn't have brick and mortar branches, they save on operating costs. Online applications allow SoFi to be more efficient and process information faster and waste less time.
- SoFi members save an average of $19,000 when refinancing student loans
SoFi student loan refinancing and personal loans looks beyond just credit scores and debt-to-income ratios. SoFi also considers factors like estimated cash flow, career, education... So while other lenders charge higher rates to account for the possibility that borrowers won't pay back their loans, SoFi's unique underwriting process helps ensure that members have a high likelihood of making their payments.
- SoFi student loan refinancing and personal loans include financial products such as refinancing student loans, mortgages, mortgage refinancing, a variety of personal loans, parent loans, wealth management, and term life insurance
Since almost all SoFi members pay back their loans on time, they are able to offer lower rates. If a SoFi member loses their job, they will temporarily pause their payments and coach them through the job hunt to find that next opportunity (SoFi will suspend your monthly SoFi loan payments and provide job placement assistance during your forbearance period. Interest will continue to accrue and will be added to your principal balance at the end of each forbearance period, to the extent permitted by applicable law. Benefits are offered in three month increments, and capped at 12 months).
SoFi also has a career advisory group to advise and help members to get the most out of their careers. An experienced SoFi career advisor will work one-on-one with a member to map out your next move, create a plan, and identify what success and fulfillment mean for you. Members can work with a career advisor to create an actionable path forward, whether toward a promotion, new job, or a new industry. You can also get guidance for your resume, Linkedin profile, networking approach, negotiation conversation, and everything in between.
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