There is a way to find out if you are pre-qualified or pre-approved for credit cards. Many banks and credit card issuers have an online tool where you can check to see if you are pre-approved or pre-qualified. This would be a good way to avoid a hard pull against your credit report for a credit card you do not get approved for.
Cash back credit cards are a popular option because they pay you cash back for your purchases. Many cash back credit cards come with a cash back sign up bonus also, which even make the deal even better for you. We will give you detailed information about which cash back cards offer you the best deals.