Debt can be a crushing thing in your life, robbing you of peace and joy, causing unhealthy stress, and causing problems in your marriage and family relationships. On the other hand, being debt free and enjoying financial freedom can be a huge blessing not only to you and your family, but to others as well. The more financially free you are, the more able you are to help and bless others.
Many people do not have or follow a budget, and some even shudder when they think of the word budget. One reason is that they just do not want to think about finances because it is a source of stress for them. This type of thinking could lead to disastrous results and ironically add a great deal of trouble and stress to their lives.